Terms & Condition

Last updated: September 07, 2025. Please read these terms carefully before using the Pocketoire platform.

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Welcome to CoverageGrader. By accessing or using our website and services (the "Platform"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, you may not use the Platform. 1. Acceptance of Terms By creating an account, submitting a review, or otherwise using our Platform, you confirm that you have read, understood, and agree to these Terms. We may modify these Terms at any time, and such modifications will be effective upon posting. Your continued use of the Platform after any changes constitutes your acceptance of the new Terms. 2. User Responsibilities You agree to use the Platform responsibly and in compliance with our Community Guidelines. You are responsible for: Providing accurate, truthful, and first-hand information in your reviews. Maintaining the confidentiality of your account information. Refraining from posting spam, fraudulent content, profanity, or content that infringes on the rights of others. 3. Intellectual Property You retain ownership of the content you submit (your "User Content"), such as reviews. However, by submitting User Content to the Platform, you grant CoverageGrader a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, display, and distribute your User Content in connection with the Platform. 4. Review Moderation We reserve the right, but not the obligation, to moderate all User Content. We may remove, edit, or refuse to post any content that, in our sole judgment, violates these Terms or our Community Guidelines. Our moderation process is designed to maintain the integrity and trustworthiness of our community. 5. Limitation of Liability The information on CoverageGrader is provided for informational purposes only and is not insurance or financial advice. We are a neutral platform and are not responsible for the actions, policies, or quality of service of any insurance provider listed. Your reliance on any information on the Platform is at your own risk. 6. Third-Party Links & Sponsored Content Our Platform may contain links to third-party websites and feature sponsored content from our partners. We clearly label sponsored content. We are not responsible for the content, privacy policies, or practices of any third-party sites.